Mr. Joshi is a distinguished professional in the BFSI ecosystem with over two decades of industry experience and is an innovator at heart. He has launched multiple key programs including Aadhar, Smart City initiatives and one of the India's largest financial inclusion program ‘which have led Indian banking into a new digital era.

During his tenure with Equitas Small Finance Bank as the Chief Digital Officer, he played a crucial role in creating various leading fintech programs. The latest one being the fastest-growing consumer Neobank NiyoX and asset led Neobank FreoSave. In his previous stint with YES Bank, Mr. Joshi has built one of India's first large CSP/BC agent networks under YES money in addition to working on some of the top Fintech programs in the country. He was part of the team that created the famous Digital banking stack at YES Bank, which powered more than 70% of the fintechs in the country then.

To add to his achievements, he has bagged many adulations, including The Most Admired Global Indians 2022, CEO of the Year – Fintech, Fintech Innovative leader of the year, ET CIO Innovation Masters, Global Top 100 CDOs, Top 30 Fintech Influencers India 2022, Trendsetter CIO 2022, India's Inspiring Leader 2021, BFSI Gamechanger Award, ET BFSI Best Fintech Partnership Alliance Award, IDC Omnichannel Award, to name a few. Additionally, his programs have won multiple accolades both in India and overseas.

He is an enthusiast for Innovations and an avid learner/ student of life with a flare for all things digital. As a BFSI Industry expert he participates in various industry forums as a speaker for sharing his knowledge. In his free time, he loves reading, going outdoor and spending time with close & loved ones.